Everyone deserves a healthy smile, but whether or not they can afford it is, unfortunately, an entirely different question. We don’t want you to end up suffering from preventable oral health issues due to financial obstacles, which is why our team at MJM Family Dentistry is always ready to help you find ways to keep your personal costs down. If you have dental insurance, it’s important that you understand how to maximize the benefits provided under your plan; call us to learn more about getting the most out of your own policy.
Once you’ve paid the premiums and met the deductible, dental insurance will help cover the costs of certain services provided at our dental office. Some treatments receive higher coverage than others. That’s largely because dental insurance is designed to encourage you to seek preventive care in order to stop severe oral health issues from occurring at all. Thus, you’ll get the most out of your benefits if you keep up with your biannual preventive checkups.
Each dental company is different, and they tend to offer various plans. If you’re unsure of what your benefits are, we can go over them with you so that you have a good idea of what’s covered and what’s not. Cleanings, checkups, X-rays, and other preventive services tend to receive the most coverage while major restorative services such as dental crowns only receive about 50 percent coverage or so. Cosmetic treatments usually aren’t covered unless they have an oral health benefit of some kind.
Having a dentist that is within your insurance’s network will help you save as much money as possible. We can still accept out-of-network providers, but the amount of coverage you receive will vary. Either way, our team will file the necessary claims for you and make sure your aware of all of your options for making the treatment affordable. You can call us to find out if we are currently in-network with your plan. Below is a list of some of the companies that we are currently in-network with: